The Credit Crash Course
Lesson 1: An Introduction to Credit
Credit is a system that is used by banks, insurance companies, mortgage companies and car dealerships to determine a customer’s ability to borrow.
Lesson 2: Credit Bureaus
Credit bureaus are for profit institutions that determine your credit score, sell your information, and affect the affordability and ability to borrow money from lenders.
Lesson 3: The Five Things That Affect Your Credit
In this video, we will go over the five things that affect your credit score so that you know how to establish, protect, and increase your credit score.
Lesson 4: The Two Ratios You Need To Know
The final lesson we’ll cover are the two ratios you need to know which are DTI and DTC. We’ll go over the meaning of these ratios and the impact they have on your ability to borrow money.
